ATM "skimming鈥 is an illegal activity that results in millions of dollars of theft annually from unsuspecting card holders worldwide. It is a two phase process in which criminals steal information from an ATM card鈥檚 magnetic strip and the associated Personal Identification (PIN) number.
In today鈥檚 marketplace, value is a popular topic of conversation. Particularly within service industries, value is one of the most critical considerations when choosing a provider. But why is it so important? What does delivering value really bring to the table?